CF Employee Benefits

Dental and Vision Insurance

Voluntary Plans

Reminder Regarding Pre-tax Benefits:
When you enroll for any voluntary deduction to be paid pre-tax it becomes subject to the IRS regulations. Under the IRS regulations, you may not opt out of any pre-taxed plan during the plan year. You must remain enrolled for the full plan year, unless a qualifying event occurs. Check with human resources to see if your event qualifies.

AMERITAS DENTAL

Ameritas Dental Insurance offered through Cornerstone Benefits is available for employees and their family members on a pre-tax basis. This is a voluntary enrollment paid 100% by the employee. There are two plans (High/Low) to choose from. Newly hired employees may enroll during the first 30 days of employment. Existing employees, not currently enrolled, may only enroll during the annual open enrollment period or a special enrollment period (if a qualifying event occurs). The plan year runs January 1 - December 31 each year.
If you choose to add dependents to this benefit, please see Dependent Verification.

AMERITAS VISION - VSP AND EYEMED ACCESS

Ameritas Vision Insurance offered through Cornerstone Benefits is available for employees and their family members on a pre-tax basis. This is a voluntary enrollment paid 100% by the employee. There are two plans to choose from: VSP and EyeMed. Newly hired employees may enroll during the first 30 days of employment. Existing employees, not currently enrolled, may only enroll during the annual open enrollment period or a special enrollment period (if a qualifying event occurs). The plan year runs January 1 - December 31 each year.
If you choose to add dependents to this benefit, please see Dependent Verification.

Overview of New Vision Plans
Ameritas Vison Claim Form
Ameritas Vision Claim Form - Spanish
EyeMed Vison Out-of-Network Claim Form
VSP Vision Out-of-Network Claim Form
Ameritas Dental-Vision Plan & Rates Booklet (VSP/EyeMed)
Provider List (VSP and EyeMed Access Plan)

College Sponsored Plan (If Declining Health Insurance)

DV PLAN - DENTAL (DELTA) AND VISION (VSP) PLAN

The DV plan is a college sponsored Dental and Vision plan available only to CF full-time employees who are not enrolled in one of the CF health insurance plans. The DV plan is for employees who are currently covered by a health insurance plan outside the college and wish to continue on that plan and decline college sponsored health insurance. The DV plan covers employees only, no dependents, and is paid 100% by the college on a post-tax basis. Dental is offered through Delta Dental and Vision is offered through VSP vision. Newly hired employees may enroll during the first 30 days of employment. Existing employees, not currently enrolled, may only enroll during the annual open enrollment period or a special enrollment period (if a qualifying event occurs). The plan year runs January 1 – December 31 each year. If you are enrolled in one of the college sponsored health insurance plans and wish to enroll in dental or vision, you must elect the voluntary plans offered through Ameritas Dental and Vision.

Delta Dental

                        Delta Dental – PPO Plan Highlights
                        How to Find a Delta Dentist
                        Resources At Your Fingertips
                        Delta Dental Website Flyer
                        Delta Dental Brochure

VSP Vision

                       VSP Vision Benefits Summary
                       VSP Vision Brochure
                       VSP How to Create an Account

Contact Information

Ameritas Group (Ameritas Dental, Ameritas VSP Vision, Ameritas EyeMed Access Vision)
PO Box 82520
Lincoln, NE 68501
(for claims, questions, submissions and appeals)
Phone: 800-487-5553
Fax: 402-467-7336
Website: www.ameritas.com
Email: group@ameritas.com

Cornerstone Benefits
Tom Watson
Phone: 352-369-9453
Email: Tom@cornerstonebenefitsfl.com

Delta Dental (College sponsored DV Plan)
Submit claims to:
     Delta Dental Insurance Company
     PO Box 1809
     Alpharetta, GA, 30023-1809, USA
Website: www.deltadentalins.com
For additional information, please call: 800-521-2651

VSP Vision (College sponsored DV Plan)
Phone: 800-877-7195
Website: www.vsp.com