College of Central Florida

CF Employee Benefits

Life Insurance

The State of Florida offers group term life insurance to eligible employees and their dependents. To learn more about the group term life insurance plan and coverage options, visit Securian. 

Enrolling online is easy. Simply log on to peoplefirst.myflorida.com. Please note: the process of enrolling in life insurance is managed by People First, not by Securian.

For Assistance with People First: Contact the People First Service Center at
(866) 663-4735.
For more information on the options available to you, including eligibility and definitions, please select from the links below.


Log on to manage your beneficiaries

If you are a new hire, and you need to designate beneficiaries for your life insurance coverage, please download a beneficiary form. After you complete a paper beneficiary designation, you will be provided access to this site so you can manage your beneficiary information online.
If you aren’t sure if you have an ID or not you can try using the following pattern:

  • Your User ID is the letters FL plus your eight-digit employer ID. For example, if your employer ID is 123456, your User ID would be FL00123456.
  • Your initial password is your 8-digit date of birth (MMDDYYYY) plus the last four digits of your Social Security Number. For example, if you were born on July 22, 1962, and your Social Security Number was 123-12-1234, your initial password would be 072219621234.

 

Remember, if you haven’t received a beneficiary confirmation statement from us yet, your LifeBenefits account isn’t active. If you have any questions or need immediate assistance, please contact us.

Universal Life Insurance Offerings

Policies under these plans provide cash and loan value and some may be purchased for the employee's spouse and dependent children. The following are authorized vendors that offer various insurance programs to employees. These plans may be used to supplement other insurance policies. The employee pays the full premium cost for these programs, which varies with the amount of coverage, and/or the age of the insured.

GABOR:
The Gabor Agency offers various insurance programs which include Universal Life as well as a Long-Term Care / Life Insurance combination option.

  • Term Life Insurance:  Term life insurance protects a specified period.  Common-term policy durations range from 10 – 30 years.  The premiums for this type of coverage are level, meaning they do not increase for the duration of the specified term.  A common feature of a term policy is a conversion option.  This privilege allows the policy owner to “convert” the policy to a permanent contract at some point in the future, without evidence of insurability. 
  • Guaranteed Universal Life Insurance:  Guaranteed universal life Insurance protects a person’s whole life, so long as premiums are paid.  This type of policy is best suited for someone interested in inexpensive, permanent coverage. 
  • Whole Life Insurance:  Whole life insurance also protects a person’s whole life.  However, with whole life insurance, there are some additional features and benefits.  Some of these benefits include guaranteed cash value accumulation, paid-up insurance options, and the possibility to earn dividends*.  A whole life policy owner can enjoy the cash value and dividends* while they are living.  Whether it be for retirement, college, or anything else. 

 

https://www.gaborfs.com/college-of-central-florida

Employees interested in any of these plans should contact Mr. Matthew Romano. You may reach him at (texting #) 352-309-5252, (calls only) 352-514-0626 or mromano@gaborfs.com. If unavailable, contact 800-330-6115.

CORNERSTONE BENEFITS:
Employees already enrolled in the American Heritage Life Insurance plan through Cornerstone Benefits should contact Mr. Tom Watson with any questions or to cancel this benefit. This is a grandfathered plan and not accepting any new enrollments.
You may reach him at 352-369-9453 or email Tom@conerstonebenefitsfl.com.

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