Health Insurance - Blue Cross Blue Shield (Florida Blue)
NOTE:Full Time Employees not enrolling in a CF Employee Sponsored health insurance plan are required to enroll in the Employee Sponsored Dental and Vision Plan (DV)
FLORIDA BLUE WEBSITE RESOURCES
Access the Florida Blue website to review plan benefits, view claims activity, find a doctor/hospital In-Network, compare costs of medical procedures or drug prices, print a temporary ID card or request a new member card, access your monthly health statements, and utilize Better You Strides.
HEALTH PLANS AND RATES
NOTE: If you choose to add dependents to this benefit, please see Dependent Verification.
CF pays 100% of each eligible employee’s cost of health insurance. This does not include dependent premium costs. Like last year, CF will offer two health insurance plans that are compliant under the Affordable Healthcare Act. Health plan rates for 2019 have increased approximately 7.19%.
CF Retirees have the option to continue their health insurance coverage through CF at the time of retirement. Premiums are paid 100% by the retiree. If a retiree decides to cancel health insurance through the college, they will not have the option to rejoin at a later time. There are currently two health insurance plans being offered for the 2019 plan year: PPO Plan 03769 and BlueMedicare (must be Medicare eligible).
DOMESTIC PARTNERSHIP - BLUECARE
QUALIFYING EVENT/CHANGE IN STATUS EVENT
An employee should contact the Human Resources department any time there is a qualifying event or change in status that may affect insurance coverage and premiums. Changes MUST be made within 30 days of the qualifying event date. If changes are not made within the 30 day window, an employee must wait until the annual open enrollment period to make benefit changes. In addition to completing a Chang In Status Enrollment form, a list of required documentation is provided below:
NEW HIRE / CHANGE IN STATUS HEALTH INSURANCE FORMS
NATIONAL AND INTERNATIONAL COVERAGE
The BlueCard Program enables Blue Cross and Blue Shield of Florida (BCBSF) members who travel or live out of the service area (i.e. outside of Florida) to access participating providers of independent Blue Cross and/or Blue Shield organizations and receive all the same benefits of their BCBSF health plan.
PHARMACY, LAB AND PRESCRIPTION INFORMATION
NON-COLLEGE SPONSORED HEALTH INSURANCE OPTIONS
Children’s Health Insurance Plan (CHIP)
Florida Kid Care
Florida KidCare is a comprehensive health insurance for children under age 19 who are uninsured. Qualifying for Florida KidCare is based on income and family size. Florida KidCare includes the following:
- MediKids: Covers children ages 1 through 4
- Healthy Kids: Covers children ages 5 through 18
- Children’s Medical Services Network: Covers children birth through age 18 with ongoing medical needs, special health care or emotional needs.
- Medicaid for children: Covers children birth through 18
Florida KidCare provides low cost health insurance for children through Medicaid and the Children’s Health Insurance Program (CHIP). Most families pay $15 or $20 to cover all the kids in the family. Florida KidCare programs may also help many working families that cannot afford to participate in or are not covered by other employer-based health plans and cannot afford private insurance. If families need to pay more, they will be informed. The Sunshine Health Stars Full Pay Program is $230 with dental/$215 without dental. Some services may have additional small charges or a co-pay.
Families can apply online at https://www.healthykids.org/apply/.
For questions, call (813)974-8888.
You may find more affordable health care coverage for your spouse and eligible dependents through the marketplace by going to http://www.HealthCare.gov. Rates are customized to each individual based upon your personal household situation, such as annual household income, age of those covered, and tax filing status. The Marketplace can help you evaluate your coverage options, including your eligibility for coverage through the Marketplace, and its cost. Please visit the Health Insurance Plan and Price Estimator for more information, including an online application for health insurance coverage and contact information for a Health Insurance Marketplace in your area. The document below provides important information pertaining to the College that you may need when completing an application in the Marketplace.