Access the Florida Blue website to review plan benefits, view claims activity, find a doctor/hospital In-Network, compare costs of medical procedures or drug prices, print a temporary ID card or request a new member card, access your monthly health statements, and utilize Better You Strides.

• Florida Blue Website 
  Learn more: MyBlueService FAQ’s
• Florida Blue Member Account Login Instructional User Guide-English
• Florida Blue Member Account Login Instructional User Guide-Spanish
• Better You Strides Flyer
• Better You Strides Recorded Demo
• Blue 365 Discount Plan
• Know Where to Go - ER vs Urgent Care

Current Employee
1. PPO Gold Plan 03359
2. PPO Silver Plan 05774
3. PPO High Deductible Health Plan (HDHP) Plan – 05194/05195 + Health Savings Account
The plan options provide four (4) coverage levels:  Employee Only, Employee plus Spouse, Employee with Child(ren), and Employee plus Family.  The options allow you to select plans that better fit your family’s healthcare needs.
Summary of New Plans  (See Health Insurance Link below for full details)

• Summary of Benefits / Plan Comparison for All Plans 
• Glossary of Terms
• Condition Care RX Program
• PPO Formulary Medication List
• Health Savings Account Preventive Drug List

The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would share the cost for covered healthcare services. NOTE: Information about the cost of the plans (called the premium) will be provided separately. This is only a summary. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms see the Glossary of Terms.

Restrictions of the Health Savings Account (H.S.A.)

Employees who enroll in the H.S.A. cannot be enrolled in another insurance plan. This includes:

• Medicare, Medicaid or Other health insurance (example: TRICARE)
• Cannot have access to a Flexible Spending Account –OR- a Health Reimbursement Account (HRA) 
• “Access” refers to your own FSA or HRA account or any other account that you would be considered as a dependent (for example: a spouse’s FSA or HRA account through another employer).

*Semi-Monthly rate is the amount deducted per pay check for dependent coverage

Retiree
CF Retirees have the option to continue their health insurance coverage through CF at the time of retirement. Premiums are paid 100% by the retiree. If a retiree decides to cancel health insurance through the college, they will not have the option to rejoin at a later time. There are currently three health insurance plans being offered: PPO Plan 03359, 05774 and BlueMedicare (must be Medicare eligible).
1. PPO Gold Plan 03359
2. PPO Silver Plan 05774
(The Blue Medicare Plan will remain the third health Plan Option for retirees who are eligible to Enroll)

The new PPO plan options provide four (4) coverage levels:  Employee Only, Employee plus Spouse, Employee with Child(ren) and Employee plus Family.  The new options allow you to select plans that better fit your family’s healthcare needs.
See Plan and Rate Information Below

Plan Rates 2023 (Monthly)

Life Insurance – The Standard Life Insurance

 PLEASE NOTE: You may find more affordable health care coverage for yourself or your eligible dependents through the Marketplace by going to http://www.HealthCare.gov.  Rates are customized to each individual based upon your personal household situation, such as annual household income, age of those covered, and tax filing status. The Marketplace can help you evaluate your coverage options, including your eligibility for coverage through the Marketplace, and its cost. Note: the plans offered through the Marketplace are not affiliated with CF.  If you cancel your health coverage through CF, you will not have the option to re-enroll at a later time.
FBMC Benefits Management will continue to be the administrator of the Retiree billing for the college:

FBMC Benefits Management
Direct Bill Department
PO Box 10789
Tallahassee, FL 32302-2789
844-236-3548

FBMC Benefits Management will ONLY be responsible for collecting your health/life insurance premium on behalf of the college.  All other matters that pertain to your health/life insurance will be handled by the college as it has always been done.

If you elect to add new dependents to your health insurance plan (PPO Gold 03359 & PPO Silver 05774), you will be required to provide documentation showing that they meet eligibility requirements. To verify your dependents, you must submit the required documentation as defined in the Dependent Verification Documentation Chart along with the signed Certificate of Dependent Eligibility Attestation (enclosed). Required documentation must be received in Human Resources by the close of business, November 8, 2023, for the January 1, 2024 effective date of coverage. Your enrollment elections, including the dependents added, are subject to review and/or modification based on the dependent documentation you supply. Please note: this requirement is only for newly added dependents taking effect January 1, 2024. If you have already submitted documents on dependents currently enrolled, you do not have to do it again. The Blue Medicare product is fully insured and Florida Blue has its own process for dependent verification.

Any additional questions or inquiries can be sent to Pattie Guess at guessp@cf.edu or 352-854-2322 x 1290, or hr@cf.edu.

Since HSA accounts are individually owned financial accounts, HR won’t be able to order a card for an employee.  The employee, however, can log into their Member Portal at www.healthequity.com and order a replacement debit card for themselves, at any time. 

Employees can access forms and other information on the member portal regarding their accounts.

Employees can also call our Member Services (MS) team at 866-346-5800.  Our MS representatives are available to assist every hour of every day. 

• BlueCare Domestic Partnership Eligibility Guidelines
• BlueCare Domestic Partner Member Handbook
• Forms
• To Add a Domestic Partner to Insurance: 
  • Domestic Partner Affidavit
• To Remove a Domestic Partner from Insurance: 
• Domestic Partner Affidavit of Termination with Dependents
• Domestic Partner Affidavit of Termination without Dependents

An employee should contact the Human Resources department any time there is a qualifying event or change in status that may affect insurance coverage and premiums. Changes MUST be made within 30 days of the qualifying event date. If changes are not made within the 30 day window, an employee must wait until the annual open enrollment period to make benefit changes. In addition to completing a Chang In Status Enrollment form, a list of required documentation is provided below:

• Dependent Verification List

• Enrollment & Change in Status Form
• Notice of Special Enrollment Rights
• Prior/Concurrent Coverage Affidavit

The BlueCard Program enables Blue Cross and Blue Shield of Florida (BCBSF) members who travel or live out of the service area (i.e. outside of Florida) to access participating providers of independent Blue Cross and/or Blue Shield organizations and receive all the same benefits of their BCBSF health plan.

• BlueCard Overview for National and International Coverage
• International Claim Form
• The BlueCard Brochure

• Rx Mandatory Generic Substitution FAQs
• Rx Responsible Steps Program FAQs
• Rx Generic Copay Waiver Program
• Condition Care RX Program
• PPO Formulary Medication List
• Health Savings Account Preventive Drug List
• How to Access Your Medications & Supplies
• Amazon Pharmacy-Prescription Mail Order Form for Home Delivery
• Hemophilia Health Services Specialty Pharmacy
• Scheduling an Appointment at Quest Diagnostics
• Pharmacy Savings

• Blue Cross/Blue Shield International Claim Form
• Major Medical-Comprehensive Claim Form
• Prescription Drug Reimbursement Claim Form

Children’s Health Insurance Plan (CHIP)

• CHIP Special Enrollment Period
• CHIP Questions and Answers
•  

Florida Kid Care
Florida KidCare is a comprehensive health insurance for children under age 19 who are uninsured. Qualifying for Florida KidCare is based on income and family size. Florida KidCare includes the following:

• MediKids: Covers children ages 1 through 4
• Healthy Kids: Covers children ages 5 through 18
• Children’s Medical Services Network: Covers children birth through age 18 with ongoing medical needs, special health care or emotional needs.
• Medicaid for children: Covers children birth through 18

Florida KidCare provides low cost health insurance for children through Medicaid and the Children’s Health Insurance Program (CHIP). Most families pay $15 or $20 to cover all the kids in the family. Florida KidCare programs may also help many working families that cannot afford to participate in or are not covered by other employer-based health plans and cannot afford private insurance. If families need to pay more, they will be informed. The Sunshine Health Stars Full Pay Program is $230 with dental/$215 without dental. Some services may have additional small charges or a co-pay.

• The income guidelines can be found via https://www.healthykids.org/kidcare/eligibility/Florida_KidCare_Income_Guidelines.pdf, though final determination would be after the application is reviewed.
• More information about the full pay program can be found here: https://www.healthykids.org/cost/fullpay/
• The benefits for the subsidized $15 or $20 plans can be found under: https://www.healthykids.org/benefits/medical/
• Health and Dental Plans offered for both full pay and the subsidized plans can be found by county under: https://www.healthykids.org/benefits/plans/?id=42  

Families can apply online at https://www.healthykids.org/apply/.
For questions, call (813)974-8888. 

Additional Resources:

• Florida KidCare Fact Sheet
• Florida KidCare Brochure

HealthCare.gov Marketplace
You may find more affordable health care coverage for your spouse and eligible dependents through the marketplace by going to http://www.HealthCare.gov.  Rates are customized to each individual based upon your personal household situation, such as annual household income, age of those covered, and tax filing status. The Marketplace can help you evaluate your coverage options, including your eligibility for coverage through the Marketplace, and its cost. Please visit the Health Insurance Plan and Price Estimator for more information, including an online application for health insurance coverage and contact information for a Health Insurance Marketplace in your area. The document below provides important information pertaining to the College that you may need when completing an application in the Marketplace.

• Employer and Affordable HealthCare Exchange Notice