State of Florida Health Insurance (Pre-Tax)

Regarding Pre-Tax Benefits:
When you enroll for any voluntary deduction to be paid pre-tax it becomes subject to the IRS regulations. Under the IRS regulations, you may not opt out of any pre-taxed plan during the plan year. You must remain enrolled for the full plan year unless a qualifying event occurs. 

Health Plans are governed by the Florida State Group Insurance. The state offers a range of medical insurance benefits. 

People First Service Center

https://www.mybenefits.myflorida.com
https://peoplefirst.myflorida.com 
Group Insurance YouTube Videos
2025 Group Insurance Benefit Guide

People First Service Center: 1-866-663-4735 Monday through Friday, 8 a.m. to 6 p.m. E.T.

State Group Insurance Plans Contact List

The Summary of Benefits and Coverage (SBC) document is designed to assist you in selecting a health plan. The SBC provides details on how the costs for covered healthcare services are shared between you and the plan. Please note that information about the plan costs, also known as the premium, will be provided separately. It's important to remember that this document is just a summary. Additionally, I have included the Health Maintenance Organization (HMO) Plans for Marion, Citrus, and Levy Counties for your convenience. For further details on HMO coverage in other counties, please refer to the HMO map and the Mybenefits resource page.

• Florida Blue PPO Plan Brochure
• Florida Blue PPO Standard Plan - Summary of Benefits and Coverage
• Florida Blue PPO HDHP Plan - Summary of Benefits and Coverage

• A Health Saving Account (HSA) works with your High Deductible Health Plan (HDHP). Health Saving Account Brochure-Chardsnyder
  Chardsnyder HSA Identity Docs Instructions

A Health Maintenance Organization (HMO) is a type of health insurance plan that provides care through a network of doctors, hospitals, and other healthcare providers. HMOs are a type of managed care plan that typically offers lower costs than other plans but with some restrictions.

• HMO by Region Map
• Aetna HMO Benefits Guide for Levy and Marion Counties
• Aetna Standard HMO Standard Plan for Levy and Marion Counties – SBC
• Aetna HDHP HMO Plan for Levy and Marion Counties – SBC
• United Health Care (UHC) HMO Benefits Guide for Citrus County
• United Health Care (UHC) Standard HMO Standard Plan Citrus County – SBC
• United Health Care (UHC) HDHP HMO Plan Citrus County – SBC

• A HealthSaving Account (HSA) works with your High Deductible Health Plan (HDHP). Health Saving AccountBrochure-Chardsnyder

• State Group Insurance Resources-Plan descriptions, Plan Summaries, Plan Brochures, and FAQs
  

State Group Insurance Prescription Drug Plan

The Pharmacy Benefits Manager for the State Prescription Drug Plan is Optum Rx. For information about Optum Rx call 800-547-9767, visit Optum Rx, or download the Optum Rx app. You will receive a card for Optum RX as well as your health insurance card.

• State Group Insurance Prescription Drug Plan-Optum RX
• Optum RX PPO Standard Benefit at a Glance
• Optum RX PPO HDHP Benefit at a Glance
• Optum RX HMO Standard Benefit at a Glance
• Optum RX HMO HDHP Benefit at a Glance

If you and your spouse both work for a State of Florida agency, University, or College you may be eligible to participate in the state’s Spouse Program and pay less for medical insurance.

To Enroll - State of Florida Benefit Plans

• To Enroll: Log into your State of Florida People First account using your People First user ID and password. Your People First ID will be mailed to you and the default password is Pfmmddyy.
• For Assistance: Contact the People First Service Center at (866) 663-4735.
• People First Enrollment Instructions

Qualifying Status Changes (Event to Make Plan Changes)

Employer and Affordable HealthCare Exchange Notice

You may find more affordable healthcare coverage for your spouse and eligible dependents through the marketplace - http://www.HealthCare.gov. Rates are customized to each individual based on your personal household situation, such as annual household income, age of those covered, and tax filing status. The Marketplace can help you evaluate your coverage options, including your eligibility for coverage through the Marketplace, and its cost. The Affordable Health Care Exchange Notice provides important information pertaining to the College that you may need when completing an application in the Marketplace.